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fadedrainbows Posted - Nov 16 2009 : 06:45:53 PM
For those of you who have used this I have a few questions.
I know it is like a regular credit card, but specified for healthcare. But I've never had a credit card, so I'm not positive how it works.
So question one: do you pay a monthly fee for having it? I don't mean for any expenses you have charged on it, but just to have it in general?
And just to make sure I understand everything else, I just see if my vet takes it and if they do I can set up payment plans? This seems like a good option for getting my male neutered earlier than I had previously planned. I welcome any comments and/or suggestions.
Thanks!
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our2girlz Posted - Nov 16 2009 : 08:03:21 PM
Fyi we just got one, helped my stepmom out her dog was hit by a car. Bill was 961.00 and first payment is only $29.00. Makes things way more affordable, but I would always, always pay more than the minimum or it will take like 30 years to pay it off. (Maybe not that long, but it will fill like it lol.)
kyro298 Posted - Nov 16 2009 : 07:07:41 PM
No problem :)
fadedrainbows Posted - Nov 16 2009 : 07:02:44 PM
Okay. That sounds awesome! Thanks for the quick response.=]
kyro298 Posted - Nov 16 2009 : 06:58:46 PM
No, there is no fee just to have it. It's a credit card so when you have to use it for the vet, you give it to them like a credit card, they swipe it and as far as they're concerned, they're paid in full. You then make the payments to care credit, which I believe is GE Bank. They'll send you a monthly statement/bill. Normally, there is an option for 6, 9 or 12 months with no interest. If you don't pay it off within that time period, they start to charge interest on the original amount.


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